Ninjou is the most agile billing service in the market. Our service fee also includes basic insurance coverage for work invoiced through Ninjou. Read the article and find out what the insurance coverage offered by Ninjou includes.
Liability insurance provides security
Entrepreneur’s liability insurance provides protection against possible liabilities for damages to property or other personnel at work. The risks an entrepreneur faces in their daily work always depend on the industry. Insurances become very handy, especially if you work in a field with a high risk of physical incidents.
Eg 1. An electrician invoicing through Ninjou and qualified for independent work makes a connection fault that causes a massive short circuit and damage to the customer. Liability insurance does not cover the damage, as this is a case of professional misconduct. The electrician is fully responsible for covering the damage himself.
Eg 2. An electrician accidentally falls off a building rack and lands on top of another employee, causing injury to the employee. The insurance company indemnifies the injured employee, deducting the deductible from the indemnity amount. The electrician’s own insurance cover, YEL and possible voluntary accident insurance with the daily allowance, covers the electrician’s injuries and loss of earnings. If the insurance cover is entirely dependent on YEL, the level of YEL must be sufficient to cover for the accident.
Get an accident treatment insurance through Ninjou
Entrepreneur’s accident insurance provides protection against possible personal injuries at work. The risks an entrepreneur faces in their daily work always depend on the industry. Insurances become very handy, especially if you work in a field with a high risk of physical incidents. Ninjou provides an accident insurance for treatment of injuries. It is included in the service fee.