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Ninjou and light workers accident insurance

A horse knocks Ninjou's employee off its back, luckily accident insurance provides income protection and covers the treatment.

As a Ninjou light worker, you are employed and we are responsible for arranging accident insurance for your employees, whether it's a one-off temporary job or a longer contract. Our insurance is valid with Lähitapiola.

The insurance cover includes for example:

  • Loss of earnings compensation. If the disability lasts for more than one year, an accident pension is paid at 85% of annual earnings (70% from the age of 65). A rehabilitation allowance is paid for the period of vocational rehabilitation.
  • Medical expenses: The insurance covers the costs of treating the accident, such as medicines prescribed by a doctor, hospital daily fees, doctors' fees and essential travel expenses.
  • Family pension: If the worker dies as a result of an accident, a survivor's pension is paid to his/her family. This allowance may amount to up to 70% of annual earnings and may be paid to the spouse, children and, in certain cases, the unmarried partner.
  • Vocational rehabilitation: the possibility of rehabilitation to support the worker's return to work after the accident.

These cover a range of situations and ensure that workers are provided with income and care in the event of an accident, thus contributing to a speedy recovery and return to work.

See also the LähiTapiola website.

Contact us by chatting at the bottom right of the page, by calling or messaging us (via WhatsApp, Telegram, Signal or SMS) at +358 45 678 08 09 and also by sending an email to laskutus@ninjou.fi .

Read also other articles on Ninjou's blog.